terms and conditions

Hope Financial Consulting and its associates providing their services to you are subject to the following conditions. If you visit within this website, you accept these conditions. Please read them carefully.

ELECTRONIC COMMUNICATIONS

When you visit HopeFinancialConsulting.com or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

COPYRIGHT

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Hope Financial Consulting or its content suppliers and protected by international copyright laws. The compilation of all content on this site is the exclusive property of Hope Financial Consulting, with copyright authorship for this collection by Hope Financial Consulting and protected by international copyright laws.

PRIVACY

Please review our Privacy Policy, which also governs your visit to our website, to understand our practices.

TRADEMARKS

Hope Financial Consulting trademarks and trade dress may not be used in connection with any product or service that is not Hope Financial Consulting, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Hope Financial Consulting. All other trademarks not owned by Hope Financial Consulting or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Hope Financial Consulting or its subsidiaries.

license and site access

Hope Financial Consulting grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with the expressed written consent of Hope Financial Consulting. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without the expressed written consent of Hope Financial Consulting. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Hope Financial Consulting and our associates without expressed written consent. You may not use any meta tags or any other “hidden text” utilizing Hope Financial Consulting name or trademarks without the expressed written consent of Hope Financial Consulting. Any unauthorized use terminates the permission or license granted by Hope Financial Consulting. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of Hope Financial Consulting as long as the link does not portray Hope Financial Consulting, its associates, or their services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Hope Financial Consulting logo or other proprietary graphic or trademark as part of the link without expressed written permission.

your member account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use our website only with involvement of a parent or guardian. Hope Financial Consulting and its associates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.

REVIEWS, COMMENTS, EMAILS, AND OTHER CONTENT

Visitors may post reviews, comments, and other content: and submit suggestions, ideas, comments, questions, or other information, as long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. Hope Financial Consulting reserves the right (but not the obligation) to remove or edit such content but does not regularly review posted content. If you do post content or submit material, and unless we indicate otherwise, you grant Hope Financial Consulting and its associates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant Hope Financial Consulting and its associates and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post: that the content is accurate: that use of the content you supply does not violate this policy and will not cause injury to any person or entity: and that you will indemnify Hope Financial Consulting or its associates for all claims resulting from content you supply. Hope Financial Consulting has the right but not the obligation to monitor and edit or remove any activity or content. Hope Financial Consulting takes no responsibility and assumes no liability for any content posted by you or any third party.

PRODUCT DESCRIPTIONS

Hope Financial Consulting and its associates attempt to be as accurate as possible. However, Hope Financial Consulting does not warrant that product descriptions or other content of this site is accurate, complete, reliable, current, or error-free.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY THIS SITE IS PROVIDED BY Hope Financial Consulting ON AN “AS IS” AND “AS AVAILABLE” BASIS. Hope Financial Consulting MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR SERVICES INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, Hope Financial Consulting DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Hope Financial Consulting DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM Hope FinancialConsulting ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Hope FinancialConsulting WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

APPLICABLE LAW

By visiting Hope Financial Consulting, you agree that the laws of the state of California, United States, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Hope Financial Consulting or its associates.

DISPUTES

Any dispute relating in any way to your visit to Hope Financial Consulting or to products you purchase through Hope Financial Consulting shall be submitted to confidential arbitration in California, United States, except that, to the extent you have in any manner violated or threatened to violate Hope Financial Consulting’s intellectual property rights, Hope Financial Consulting may seek injunctive or other appropriate relief in any state or federal court in the state of California, United States, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrators award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to thisAgreement, whether through class arbitration proceedings or otherwise.

SITE POLICIES, MODIFICATIONS, AND SEVERABILITY

We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

QUESTIONS

Questions regarding our Conditions of Usage, Privacy Policy, or other policy related material can be directed to our support staff by filling out and submitting our “Contact Us” form.